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The responsible use of the right credit cards can lead to rewards that add up quickly. Before thinking about earning rewards with these cards, keep in mind that no credit card can offer any reward worth paying finance charges (the term for interest charges on credit cards). If you’re not […]
Recent years have generated a lot of buzz for identity theft, a growing crime that can affect anyone. According to the Center for Victim Studies, one out of every ten Americans has either been a victim of ID theft or knows someone who has. Maybe you’ve not been effected but […]
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The answer depends on another question: is it possible use a credit card like it is a debit card? Credit cards are terrible if I intend to use them to purchase anything that I cannot immediately afford. The interest rates are crippling, and any benefits derived from cards are vastly […]